From Protection to Investment: Understanding the Global Shift to Financially-Inclusive Social Protection Payment Systems

The way governments give aid to citizens in need has changed dramatically in recent years: the estimated number of government-to-person cash payments transferred electronically in 2012 has doubled from 2012 to 2009 — from 25 to 61 percent according to the data of countries examined by the Global Savings and Social Protection Initiative (GSSP). This shift presents new opportunities not only to advance digital delivery of social protection and government-to-person models, but also to create and nurture environments and policies conducive to savings and asset development among the globe’s poorest and most excluded populations.

This report, the most detailed global data set of its kind, is the accumulation of research under GSSP, which was made possible by the generous support of the Ford Foundation, the Citi Foundation, CGAP (Consultative Group to Assist the Poor), and the Nike Foundation.





New America Foundation


Washington, USA


Jamie M. Zimmerman, Anjana Ravi and Nicole Tosh


November 19, 2012

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